灵活支出计划

Flexible Benefit 项目 offer you a substantial tax savings opportunity. 他们允许 you to pay for eligible expenses using tax-free dollars — m一个y taken out of your paycheck before income or Social Security 税 have been deducted.

The CSU offers the following Flexible 好处 to its eligible employees:

税收优惠保费计划

The Tax Advantage Premium Plan (TAPP) allows employees to have required health plan premiums withheld from their paychecks on a pre-tax basis, reducing federal and state 收入和社会保障/医疗保险税.

资格:

All CSU employees enrolled in a CalPERS health plan, and who have health care contributions withheld from their paycheck, are eligible to participate.

登记:

Eligible employees are automatically enrolled in the program unless non-participation 是在注册时要求的吗.

FlexCash程序

员工 who are eligible for medical/dental insurance and have other non-CSU group coverage can elect to waive CSU coverage in exchange for a monthly cash payment:

  • 医疗和牙科:140美元.00;
  • 仅限医疗:128美元.00;
  • 牙科:12美元.00

员工FlexCash基础知识:

  • Must certify that they have alternative non-CSU group medical and/or dental coverage
  • 提供其他非csu团体保险证明
  • Not eligible to participate if covered as the dependent of another CSU employee
  • FlexCash payment is treated as taxable income and is subject to payroll 税
  • Eligible employees have 60 calendar days commencing with their appointment date to 加入FlexCash计划

注意: Under the Federal Patient Protection and Affordable minimum value standards. 护理 Act (ACA), the IRS has recently prohibited employers from offering cash to employees who choose to waive employer-sponsored 医疗保险 and enroll in "individual" 医疗保险. 员工 who are enrolled in individual 医疗保险, such as Tricare, Medicare, Medi-Cal and Covered California, are not eligible to receive cash in lieu of other 医疗保险 even if the coverage provides minimum value. 这些要求不适用于牙科保险.

For detailed information, refer to the CSU FlexCash brochure from the 好处 Office.

FlexCash及TAPP小册子[pdf] (需要菠菜网lol正规平台One/CSU登录)

医疗保健报销帐户(HCRA)

This voluntary benefit plan offers eligible employees the ability to pay for eligible 自付医疗费用，税前费用.

注册信息:

  • 雇员可供款$20.00 to $229.每月16元(每年最高$2,750).
  • Contributions are deducted from pay before federal, state and Social Security (FICA) 税.
  • Must re-enroll during the annual open enrollment period each fall to participate during 下一个日历年. (届时可更改出资金额.)计划年 从一月一日到十二月三十一日.

报销信息:

  • Enrolled employees can file a claim for reimbursement online (asiflex.com) (需要菠菜网lol正规平台One/CSU登录) with the ASI-assigned user ID and password, or by completing a 索赔表格[pdf] (需要菠菜网lol正规平台One/CSU登录), and attaching an itemized bill for health care expenses.
  • In addition to the claims reimbursement processes outlined above, enrolled employees also have the option of requesting an FSA Debit Visa Card, also called the "ASIFlex​" The Card eliminates most out-of-pocket expenses and claims paperwork (exceptions apply).
  • 符合报销条件的费用必须是:
  • 医学上有必要,
  • incurred by an employee, employee's spouse, or eligible dependents (including domestic partner), and not covered by the employee's own or another insurance plan.

附加信息:

  • 参考 CSU HCRA小册子[pdf] (需要菠菜网lol正规平台One/CSU登录) for a list of reimbursable and non-reimbursable expenses.
  • The CSU provides a 2 1/2 month grace period for employees enrolled in HCRA through 12月31日. If an employee is enrolled through 12月31日 and also has a balance as of 12月31日, the grace period allows them to be reimbursed for eligible expenses 发生在次年3月15日之前. FSA借记卡持卡人将拥有 access to the prior year's balance through the grace period (March 15 of each calendar 年).
  • 员工 must submit claims no later than June 30th of the following year after the 当前计划年度结束. After this date, any funds remaining in the employee's account 将被没收.

可下载资源:

受抚养人护理报销帐户(DCRA)

This voluntary benefit plan offers eligible employees the ability to pay for eligible out-of-pocket expenses for dependent care with pre-tax dollars if the care is required in order for the employee (and spouse, if married) to work.

注册信息:

  • 雇员可供款$20.00 to $416.每月66元(每年最高5,000元)至 个人账户.
  • Deducted from pay before federal, state and Social Security (FICA) 税.
  • Must re-enroll during the annual open enrollment period each fall to participate during 下一个日历年. (届时可更改出资金额.)计划年度 从一月一日到十二月三十一日.

报销信息:

  • Enrolled employees can file a claim for reimbursement online (asiflex.com) (需要菠菜网lol正规平台One/CSU登录) with the ASI-assigned user ID and password, or by completing a 索赔表格[pdf] (需要菠菜网lol正规平台One/CSU登录), and attaching an itemized bill for dependent care expenses. 索赔表格可邮寄或传真至ASIFlex.
  • 符合资格的开支:
  • Dependent must be child under 13 for whom employee or spouse is entitled to claim dependent status on income tax return, or spouse who is unable to care for him/herself, or a financially dependent member of employee's household; and
  • 护理 must be required in order for employee to be gainfully employed and, if married, spouse also must be employed or actively looking for work.
  • 看到 DCRA小册子[pdf] (需要菠菜网lol正规平台One/CSU登录) for additional eligibility rules. 

附加信息:

  • The CSU provides a 2 month grace period for employees enrolled in DCRA through December 31st. If an employee is enrolled through 12月31日 and also has a balance as of 12月31日, the grace period allows them to be reimbursed for eligible expenses 发生在次年3月15日之前.
  • 员工 must submit claims no later than June 30th of the following year after the 当前计划年度结束. After this date, any funds remaining in the employee's account 将被没收.

可下载的资源:

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